Insurance for Motor Carriers
Build Your Trucking Business with the Right Protection from Day One
Starting your own trucking company is a big step — and having the proper insurance is critical not only for activating your MC Authority but also for working with brokers, shippers, and clients who demand proof of full coverage.
At Ensure Inc., we specialize in helping motor carriers stay protected, compliant, and confident on the road.
🧾 Insurance You’ll Need:
✅ Auto Liability (Primary Liability)
Required to activate your MC Authority. Covers injury and property damage caused to others in case of an accident.
✅ Physical Damage (Optional but Recommended)
Covers your trucks and trailers from collision, fire, theft, vandalism, and more.
✅ Motor Truck Cargo
Not required to activate MC, but brokers won’t give you loads without it. Covers loss or damage to freight in your care.
✅ Occupational Accident Insurance (Optional but recommended)
Protects your owner-operators if they get injured while working for your company.
✅ Workers’ Compensation (If required by your state)
Provides injury coverage for drivers classified as employees.
✅ Commercial General Liability (Optional)
Protects your business from liability claims unrelated to truck operations (slip and fall, property damage, etc.).
✅ Trailer Interchange Insurance (Optional)
If you use or exchange non-owned trailers, this covers damage to those units.
🛣️ What is a Motor Carrier?
A motor carrier is any business or individual who applies for a DOT Number and Motor Carrier (MC) Authority from the FMCSA, and operates their own fleet or unit. Whether you’re running one truck or managing a growing fleet, having the right insurance is not just smart — it’s mandatory.
💼 Who Is This For?
This coverage is ideal if you:
Have your own MC Authority
Operate one or more trucks under your business name
Work directly with freight brokers and shippers
Hire company drivers or lease owner-operators
🚛 Ensure Inc. — Your Trucking Partner
We’re here to make the insurance process simple, fast, and compliant. Our team understands FMCSA requirements, broker expectations, and your need for flexible, affordable coverage.
We offer:
Same-day insurance certificates
Quick MC activation support
Multi-unit discounts
Access to expert advisors
DOT compliance tips
📞 Ready to Hit the Road?
Let’s get your Motor Carrier operation fully insured and ready to roll.
Call Ensure Inc. today or request a free quote online. We’ll help you build a policy package that fits your business.
👉 Drive smart. Insure smarter. With Ensure Inc.
