Small business owner’s policy

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Small business owner’s policy

Small Business Owner’s Policy (BOP)

What Does a BOP Include?

✅ General Liability Insurance

Covers bodily injury, property damage, or legal claims if someone is injured on your business premises or by your products/services.

✅ Commercial Property Insurance

Protects your business location, equipment, inventory, furniture, and more from fire, theft, vandalism, and other covered perils.

✅ Business Interruption Insurance

Covers lost income and operating expenses if your business has to temporarily shut down due to a covered event (e.g. fire, storm damage).

✅ Optional Add-Ons

Data breach & cyber liability
Equipment breakdown
Hired and non-owned auto liability
Employee dishonesty or crime coverage
Professional liability (for service-based businesses)

🧑‍💼 Small Business Owner’s Policy (BOP)

Big Protection for Small Businesses

As a small business owner, you wear many hats — and you need insurance that works just as hard as you do. A Business Owner’s Policy (BOP) from Ensure Inc. combines essential coverages into one affordable, easy-to-manage package. It’s smart protection designed to help your business survive and thrive.