Tile-grid map (not to scale). State list per Progressive’s Sept. 29, 2026 notice to its agency partners.
Facts at a glance
What Progressive Announced
In a notice to its agency partners dated September 29, 2026, Progressive said it had launched additional states for its UIIA program — the coverage intermodal truckers need to interchange containers, chassis, and trailers under the Uniform Intermodal Interchange & Facilities Access Agreement. The update covers both the non-fleet segment (0–9 units) and the small fleet segment (10+ units).
Until now, the program was available in eight states: Florida, Georgia, Illinois, Maryland, Pennsylvania, South Carolina, Texas, and Virginia — a list that matches what an independent agency reported in June 2026. Thirty more states were added, for a total of 38. As an agency partner, Ensure Inc. received the notice directly and checked it against Progressive’s and IANA’s public documents the same day (see “How we verified this article” below).
The Full State List
Here is the complete list, in alphabetical order, as Progressive listed the states in its notice.
- Florida
- Georgia
- Illinois
- Maryland
- Pennsylvania
- South Carolina
- Texas
- Virginia
- Alabama
- Alaska
- Arizona
- Arkansas
- Colorado
- Delaware
- Idaho
- Indiana
- Iowa
- Kansas
- Kentucky
- Maine
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Mexico
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Rhode Island
- South Dakota
- Tennessee
- Utah
- Vermont
- West Virginia
- Wisconsin
- Wyoming
Non-Fleet vs. Small Fleet: Which One Are You?
Progressive’s notice splits the program by size, using “units”:
- Non-fleet (0–9 units) — owner-operators and very small carriers;
- Small fleet (10+ units) — carriers that have grown past nine units.
The notice does not define “unit.” Progressive’s public UIIA page describes small fleets as “up to 9 power units,” so the 10+ segment is new information from the agent notice. Ask how Progressive counts your equipment before you assume which segment you fall in.
What This Means for Intermodal Carriers
More states, more options. Trade press has long noted that not all insurance companies can do UIIA, so a program available in 38 states is worth checking — particularly if you operate outside the original eight.
But availability is not approval. Eligibility, pricing, and terms are still Progressive’s underwriting decisions, and IANA’s agent guide says Progressive writes UIIA only on a limited basis and requires confirmation of the endorsement, hired auto, and additional-insured coverage.
And insurance is only half the job. You still need a SCAC code, an active UIIA account, the right endorsements, and trailer interchange coverage that fits your equipment providers’ rules. Our UIIA insurance requirements guide covers all of it.
If you already have UIIA coverage, do not cancel it on the strength of this news. The UIIA system expires policies at 12:01 a.m. on the expiration date, and IANA’s own example warns that a one-day gap between policies is a gap. Move only when the new policy is bound and accepted in the UIIA system.
What to Do This Week: 6 Steps
Check your state
Is your garaging state on the list above? Then confirm with your agent how Progressive treats your terminals.
Count your units
Know whether you are 0–9 or 10+ units and how Progressive counts them.
Have your codes ready
US DOT number (and MC for port or rail work), SCAC code (issued by NMFTA), and Federal Tax ID.
List your equipment providers
Which ocean carriers, railroads, and lessors do you interchange with? Their cargo and trailer interchange limits vary.
Note your expiration date
The UIIA system expires policies at 12:01 a.m. on the expiration date. Start early and leave no gap.
Ask about the endorsements
Auto policy form, hold-harmless endorsement (UIIE-1 / CA 23 17), hired auto, and additional insured — plus IANA’s extra confirmation for Progressive.
- Progressive notice (Sept. 29, 2026) — received by Ensure Inc. as an agency partner; the source of the state list, segments, and effective date.
- Progressive Commercial’s public UIIA page — says coverage is offered “in select states,” lists none, describes small fleets as “up to 9 power units,” and lists auto liability ≥ $1M, hired auto ≥ $1M, and trailer interchange as requirements. Not yet updated.
- Progressive Newsroom — no release about UIIA or new states (latest release checked: Sept. 17, 2026).
- IANA — Quick Reference for Insurance Agents (revised May 14, 2026) and April 2026 agent webinar: Progressive writes UIIA on a limited basis since Jan. 22, 2026, with confirmation requirements.
- Independent corroboration — an independent agency’s blog listed the same eight states in June 2026.
- Whether and when Progressive will publish the 38-state list publicly.
- How Progressive counts a “unit” and which agencies have access to the program.
- Eligibility rules and pricing — underwriting decisions we cannot see and do not estimate.
Spotted an error? Email request@yourensure.com and we will check it and log the fix in the Update Log below.
Your Ensure Inc was established in 2015 by Monika Lajewska as a one-woman operation and is now a team of insurance professionals with expertise in transportation accounts. Our team includes Transportation Risk Specialists — a designation offered by the Motor Carrier Insurance Education Foundation (MCIEF), a nonprofit that provides education to insurance professionals who serve the transportation industry.
Languages: English, Polish, Ukrainian, Russian (varying by team member) · Office: 101 Lions Dr Ste 110, Barrington, IL 60010 · Phone: 1-847-316-9933 · Meet the team →
How Ensure Inc. Helps
At Your Ensure Inc in Barrington, Illinois, our Transportation Risk Specialists focus on commercial trucking accounts. Tell us your state and fleet size and we will be straightforward about what is available and what to fix first — the auto policy form, hold-harmless endorsement, cargo, trailer interchange, additional-insured wording, and renewal timing.
A Note on Language
Insurance program updates are technical — even for native English speakers. Our team at Your Ensure Inc works with trucking clients in English, Polish, Ukrainian, and Russian, so requirements, endorsements, and deadlines get explained in the language you are most comfortable with — before you commit to a policy.
Frequently Asked Questions About Progressive UIIA Insurance
Answers to the most common questions about Progressive UIIA Insurance, drawn from what people search for and from IANA’s own FAQ. Tap a question to open its answer — one at a time. Each answer starts with the short version, then the detail, then the source. Last verified: September 29, 2026.
Which states did Progressive add to its UIIA insurance program?
Progressive added 30 states effective September 29, 2026: Alabama, Alaska, Arizona, Arkansas, Colorado, Delaware, Idaho, Indiana, Iowa, Kansas, Kentucky, Maine, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, Rhode Island, South Dakota, Tennessee, Utah, Vermont, West Virginia, Wisconsin, and Wyoming. The list comes from Progressive’s Sept. 29, 2026 notice to its agency partners, which describes the additional states as launched for both non-fleet (0–9 units) and small fleet (10+ units) accounts.
Source: Progressive’s Sept. 29, 2026 notice to its agency partners (agency communication; not yet on Progressive’s public website).
Which states already had Progressive UIIA coverage?
Florida, Georgia, Illinois, Maryland, Pennsylvania, South Carolina, Texas, and Virginia. An independent agency’s blog listed the same eight states in June 2026, so this part of the notice is corroborated by a public source (Trucking Insurance Services LLC (June 29, 2026)).
Source: Progressive’s Sept. 29, 2026 notice to its agency partners; Trucking Insurance Services LLC (June 29, 2026).
How many states does Progressive’s UIIA program now cover?
38 states — the 8 that were already available plus the 30 added on September 29, 2026. Twelve states are not part of the announced program (see the next question).
Source: Progressive’s Sept. 29, 2026 notice to its agency partners.
When did Progressive’s UIIA expansion take effect?
September 29, 2026, according to Progressive’s notice to its agency partners, which says the additional states were launched “effective today.” Progressive’s public UIIA page had not yet been updated to list states when we checked on September 29, 2026.
Source: Progressive’s Sept. 29, 2026 notice to its agency partners; Progressive Commercial — UIIA insurance (public page).
Is Progressive UIIA insurance available in all 50 states?
No. Twelve states are not part of the announced program: California, Connecticut, Hawaii, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, New Jersey, New York, North Carolina, and Washington. Progressive’s notice does not mention the District of Columbia.
Source: Progressive’s Sept. 29, 2026 notice to its agency partners.
What fleet sizes does the Progressive UIIA program cover?
Progressive’s notice says the additional states apply to both non-fleet accounts (0–9 units) and small fleet accounts (10+ units). The notice does not define “unit.” Progressive’s public UIIA page speaks of small fleets “up to 9 power units,” so ask how your equipment is counted before you assume which segment you fall in.
Source: Progressive’s Sept. 29, 2026 notice to its agency partners; Progressive Commercial — UIIA insurance (public page).
Does the expansion mean every trucker can get Progressive UIIA coverage?
No. A program being available in a state is not approval: eligibility, pricing, and terms remain subject to Progressive’s underwriting. IANA also notes that since January 22, 2026 Progressive writes UIIA coverage on a limited basis and requires extra confirmation for its policies.
Source: IANA — Quick Reference for Insurance Agents (rev. May 14, 2026); Progressive’s Sept. 29, 2026 notice to its agency partners.
Has Progressive announced the 38 states publicly?
Not as of September 29, 2026: Progressive Commercial’s public UIIA page still says coverage is offered “in select states” without listing them, and Progressive’s newsroom has no release about it. The 38-state list is based on Progressive’s notice to its agency partners. We will log any change in the Update Log on this page when Progressive or IANA publish it.
Source: Progressive Commercial — UIIA insurance (public page); Progressive Newsroom (latest release checked: Sept. 17, 2026).
Why does IANA say Progressive writes UIIA on a “limited basis”?
IANA’s agent guide states that effective January 22, 2026 Progressive will only write UIIA coverage on a limited basis, and it requires confirmation that the UIIE-1 or CA 23 17 (ed. 11/20) endorsement is on the auto policy, that hired auto coverage is in place, and that the additional-insured endorsement is on the auto liability. IANA does not explain Progressive’s reasons. Its April 2026 agent webinar adds that the confirmation is provided as evidence on the declarations pages directly from Progressive.
Source: IANA — Quick Reference for Insurance Agents (rev. May 14, 2026); IANA — Navigating the UIIA for Insurance Agents (Apr. 2026).
What does a Progressive UIIA policy have to include?
Progressive’s public UIIA page lists auto liability limits of $1 million or more, hired auto limits of $1 million or more, and trailer interchange coverage. On top of that, IANA’s own UIIA requirements apply: $1M per occurrence general liability with no portion self-insured, a hold-harmless endorsement, cargo, and equipment providers named as additional insured. See our UIIA insurance requirements guide and our trailer interchange guide.
Source: Progressive Commercial — UIIA insurance (public page); IANA — UIIA Insurance Requirements.
What is the UIIA and who needs it?
The UIIA is the Uniform Intermodal Interchange & Facilities Access Agreement — the standard industry contract between intermodal motor carriers and equipment providers — and carriers that interchange containers, chassis, or trailers owned by ocean carriers, railroads, or leasing companies generally need to participate. IANA reports more than 13,000 motor carrier signatories and says the UIIA covers about 95% of North American intermodal equipment interchanges.
Source: IANA — UIIA overview.
What do I need before I request UIIA insurance?
A US DOT number (and an MC number for port or rail-ramp work), a Federal Tax ID, a SCAC code issued by NMFTA, your equipment provider list, your unit count, your current insurer and expiration date, and your state. You have 30 days to activate your UIIA account after starting the application, and your agent needs your SCAC to submit insurance.
Source: IANA — UIIA FAQ; IANA — Apply for UIIA participation.
Should I move my UIIA insurance to Progressive right away?
Not before you know you qualify: do not cancel existing UIIA-compliant coverage until a new policy is bound and accepted in the UIIA system, because the system expires policies at 12:01 a.m. on the expiration date and IANA warns that a one-day gap is a gap. Ask your agent to confirm the new policy’s endorsements, additional insureds, and start date first — and to submit it to IANA before the old one expires.
Source: IANA — UIIA FAQ; IANA — Quick Reference for Insurance Agents (rev. May 14, 2026).
How can I find out if I qualify for Progressive UIIA insurance?
Call Ensure Inc. at 1-847-316-9933 or email request@yourensure.com with your state, power units, current insurer and expiration date, and equipment providers, and our Transportation Risk Specialists will tell you what is realistic for your operation. We answer in English, Polish, Ukrainian, or Russian. Eligibility and pricing are always decided by the insurer’s underwriting.
- Progressive notice to agency partners, Sept. 29, 2026 — agency communication from Progressive’s commercial lines agency sales team (not published on Progressive’s public website as of this date).
- Progressive Commercial — UIIA Insurance for Intermodal Trucking (public page, checked Sept. 29, 2026). progressivecommercial.com
- Progressive Newsroom — News Releases (checked Sept. 29, 2026). progressive.mediaroom.com
- IANA — Quick Reference for Insurance Agents (revised May 14, 2026). uiia.intermodal.org (PDF)
- IANA — Navigating the UIIA for Insurance Agents (April 2026 webinar). uiia.intermodal.org (PDF)
- IANA — UIIA Insurance Requirements. intermodal.org/uiia/uiia-insurance-requirements
- IANA — UIIA FAQ and Apply for UIIA participation. intermodal.org/uiia/faq · apply for participation
- IANA — UIIA overview. intermodal.org/uiia
- Trucking Insurance Services LLC — Progressive UIIA insurance now in 8 states (June 29, 2026; independent agency blog, used only to corroborate the original eight states). truckinginsuranceservices.com
- MCIEF — Motor Carrier Insurance Education Foundation (Transportation Risk Specialist designation). mcief.org
- September 30, 2026 — Published. Based on Progressive’s Sept. 29, 2026 notice to agency partners and the Progressive and IANA public documents read on Sept. 29, 2026.
- We log every change here when Progressive updates its public UIIA page or IANA revises its agent guidance. Bookmark this page.
This article is general educational information based on Progressive’s notice to its agency partners and public documents as of the dates shown. It is not a quotation, binder, or guarantee of coverage, and it is not legal or regulatory advice. Availability of a program in a state does not mean any individual applicant will be eligible. UIIA requirements, insurance availability, eligibility, rates, and policy terms are subject to carrier underwriting and can change at any time. Always confirm current requirements with IANA and consult a licensed insurance professional.
