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Category Archives: Insurance Insights

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Editorial illustration of a commercial truck at a nighttime safety inspection; not a photograph of the FMCSA operation

FMCSA Night Inspections: 78 Drivers Out of Service

Insurance InsightsBy Ensure IncOctober 9, 2026

FMCSA says Operation Saturday Night Fever conducted 552 inspections on September 26, placing 78 drivers and 25 vehicles out of service across four southeastern states.

Editorial illustration of a semi-truck by clear and red diesel pumps for the 2026 dyed diesel executive order report

Dyed Diesel Executive Order: What Truckers Need to Know

Insurance InsightsBy Ensure IncOctober 9, 2026

The October 5 dyed diesel executive order calls for federal penalty relief and possible tax deferral. Illinois law, IFTA reporting and Treasury guidance still matter. First published October 9, 2026.

Tile-grid map of the United States showing Progressive's UIIA insurance program expanding from 8 to 38 states on September 29, 2026 — news by Your Ensure Inc, Barrington IL trucking insurance agency serving intermodal carriers

Progressive Expands UIIA Insurance to 38 States: What Intermodal Truckers Need to Know

Insurance InsightsBy Ensure IncSeptember 30, 2026

On September 29, 2026 Progressive expanded its UIIA insurance program from 8 to 38 states for non-fleet (0-9 units) and small fleet (10+ units). See the full state list, what it means for intermodal carriers, and what is — and isn’t — public yet. Free UIIA review by Ensure Inc.

Trailer interchange insurance explained: a truck pulling a chassis, container or trailer it does not own, covered for comprehensive, collision, fire and theft — guide by Your Ensure Inc, Barrington IL trucking insurance agency

Trailer Interchange Insurance: What It Covers and Who Needs It

Insurance InsightsBy Ensure IncSeptember 16, 2026

Trailer interchange insurance covers physical damage to trailers, chassis and containers you don’t own. Learn what it covers, how it differs from cargo and non-owned trailer coverage, what the UIIA requires, and six questions to ask before you buy. Free review by Ensure Inc.

UIIA insurance requirements checklist for intermodal truckers: $1M auto liability, $1M general liability, hold-harmless endorsement, cargo and trailer interchange coverage — guide by Your Ensure Inc, Barrington IL trucking insurance agency

UIIA Insurance Requirements: The 2026 Guide for Intermodal Truckers

Insurance InsightsBy Ensure IncSeptember 8, 2026

UIIA insurance requirements for 2026: what intermodal truckers must carry ($1M auto and general liability, hold-harmless endorsement, cargo, trailer interchange), how to register with IANA, SCAC codes, and the 12:01 a.m. renewal rule. Free UIIA insurance review by Ensure Inc.

MOTUS $5 million insurance alert on FMCSA Motor Carrier Registration screen with worried trucker reviewing Class 9 hazmat commodity classifications, Federal Motor Carrier Safety Administration building backdrop — insurance change advisory by Your Ensure Inc, Barrington IL trucking insurance agency serving Chicago area motor carriers

MOTUS $5 Million Insurance Alert: What Motor Carriers Need to Know

Insurance InsightsBy Ensure IncSeptember 8, 2026

FMCSA MOTUS is showing an unexpected $5,000,000 minimum insurance requirement for some motor carriers. Before you buy additional coverage, verify your MOTUS account — commodity, Class 9 hazmat, and Operating Authority Status. Free MOTUS & MC Authority risk check by Ensure Inc. Transportation Risk Team.

Trucking company growth and fleet insurance guide by Ensure Inc. — motor carrier reviewing MC authority, fleet size, and IFTA records, Barrington IL insurance agency serving Chicago area truckers

🎥 Trucking Company Growth and Fleet Insurance: What Motor Carriers Need to Know

Insurance InsightsBy Ensure IncAugust 16, 2026

Fast fleet growth can create insurance problems for a new motor carrier. Learn how to build a stronger safety history, avoid midterm cancellation, and prepare for a flexible fleet policy.

Roadside DOT inspection at dusk with an OUT OF SERVICE sticker on a semi-truck — commercial trucking out-of-service violation guide by Ensure Inc., Barrington IL insurance agency

Out-of-Service Violation Trucking: What It Means and How to Fix It Fast

Insurance InsightsBy Ensure IncJuly 8, 2026

A single roadside inspection can freeze your entire operation. A DOT officer places an orange “OUT OF SERVICE” sticker on your rig, and just like that — you and your truck cannot move a mile until the defect is fixed. For an owner-operator, that’s lost revenue, missed deliveries, and a CSA score hit that follows…

Insurance policy renewal preparation checklist by Ensure Inc., Barrington IL insurance agency

How to Prepare for Your Insurance Policy Renewal

Insurance InsightsBy Ensure IncJuly 7, 2026

Every insurance policy — whether it’s commercial trucking, auto, homeowners, or a small business owner’s policy — comes up for renewal once a year. And the 30 to 60 days before your renewal date is the highest-leverage window in the entire policy cycle. Handle it right and you save money, close coverage gaps, and avoid…

State government administrative building facade at sunrise with warm golden light on limestone columns, empty stone plaza in cool morning shadow — trucking state filings guide Form E Form H BMC-91 SR-22 by Ensure Inc., Barrington IL insurance agency

Trucking State Filings Explained: Form E, Form H, BMC-91, and SR-22

Insurance InsightsBy Ensure IncJuly 5, 2026

You obtained your MC number, your USDOT number, and your commercial insurance. And then a state DMV emailed you that your intrastate authority is on hold until they receive a Form E, or a Form H, or a BMC-91 — and possibly all three. This is the world of trucking state filings: paperwork the state…

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